SCOPE OF COVER
The policy indemnifies the insured for all losses sustained and discovered in the manner described here below within the period of insurance.
INFIDELITY OF EMPLOYEES
Cover under this involves all financial or material losses resulting directly from one or more dishonest or fraudulent acts committed by employees.
LOSSES ON PREMISES
The cover here involves loss of financial property through burglary, robbery, hold-up, mysterious or unexplained disappearance, false pretence or being destroyed or misplaced whilst on the premises within the period of insurance.
MONEY IN TRANSIT
This covers loss, damage, destruction, theft, misplacement, mysterious disappearance whether by negligence or fraud of employees to cash whilst in transit anywhere within the country.
FORGED INSTRUMENTS (CHEQUES & SECURITIES)
This section covers of the policy covers losses resulting from the forgery of or alteration of or on any cheques drafts, acceptances, securities, withdrawal orders etc.
COUNTERFEIT CURRENCY
This cover losses arising from receipt by the insured in good faith of any counterfeited or altered paper currency or coins.
DAMAGE TO OFFICE AND CONTENTS
This covers loss of or damage following burglary/ robbery (but not fire) to
- Furnishings, fixtures and equipments,
- Offices of the bank including vandalism to the office.
Get Covered
Risk & Insurance Products
Health Insurance
Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses.
Life Insurance
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary an agreed sum of money upon the occurrence of the insured person's or persons death in return for the payment of a premium.
Prudential Group Life Insurance
Group Life Insurance assures employees that in the unlikely event of death, disability or critical illness, a multiple of their annual salary will be provided to their beneficiaries as a replacement income.
Travel Insurance
This policy provides financial relief to International travelers for medical expenses and hospitalization abroad, delayed departure, location and forwarding of baggage and personal effects,
Contractor's All Risk Insurance
This policy promises to indemnify the insured in respect of loss, damage or destruction of any of the contract works both temporary and permanent while in the cause of construction or whilst on the contract site etc
Bankers Indemnity Insurance
The policy indemnifies the insured for all losses sustained and discovered in the manner described here below within the period of insurance.
Directors & Officers Liability Insurance
Bad business decisions by directors and mangers are likely to attrac the increased attention of shareholders and other third parties who are looking to recover losses.
Group Funeral
The objective of this plan is to insure the obligations of the employer in the unlikely event of an employee's death.
Enterprise Living Plus Plan
The Enterprise Living Plus Plan is a “one-stop life insurance solution product” specifically designed to meet both the death and survival needs of the middle-class market.
Personal Insurances
Whether for your house, contents, vehicles or personal properties, WESTOM Insurance Brokers can help you to create bespoke solutions for your personal insurance need
There will be no need of insurance if we are living in a perfect world. Our cars,businesses, properties and homes will remain undamaged
